A world where the next 50 million savers have direct access to the same financial markets as the world’s wealthiest investors, and where SWIC is the platform that made it possible.
Connecting Investment Opportunities from Developed Countries with Capital from Emerging Markets.
The Scope
Tokenization of Financial Products for Issuers
SWIC enables seamless tokenization of investment funds, private equity and structured products directly with the issuers to provide access to new inflows and knowledge about the end-investor.
Micro-Investments for Emerging Markets Citizens
SWIC enables retail users in Emerging Markets to access global, tokenized financial assets — enabling micro-investments and savings that help them build wealth, diversify income sources, and protect against inflation. In regions where traditional pension systems are limited, SWIC offers an accessible way to plan and invest for the future. The platform also includes tools to set and manage savings goals and promoting long-term financial security.
Foundations Multiply Impact
SWIC collaborates with foundations to turn every dollar into lasting impact. Each donation is transparently tracked and reaches its intended purpose — empowering individuals in emerging markets to build financial resilience.
In collaboration with the University of Zurich, and under the academic leadership of Prof. Dr. Thorsten Hens, SWIC is implementing a behavioral economics study directly within the Tukki platform.
The research examines whether targeted financial incentives can convert passive savers into active, long-term investors. It generates proprietary, real-time behavioral data from a live user base, creating both a rigorous evidence base and a structural data advantage not available elsewhere in the market.
The model enables foundations and impact-focused capital allocators to deploy matched contributions with measurable behavioral impact.
The resulting increase in savings and investment activity supports wealth creation and financial inclusion, in line with the United Nations Sustainable Development Goals. We expect a measurable increase in long-term savings and participation in financial products among users in emerging markets.
SWIC transforms micro-savings into fully investable capital. By lowering minimum investment thresholds, the platform enables millions of previously excluded users to participate in professional financial markets.
By removing layers of intermediation and leveraging blockchain-based infrastructure, SWIC significantly reduces the cost of accessing and distributing financial products. This allows capital to be deployed more efficiently and improves net returns for end users.
SWIC creates a direct link between retail investors and financial product providers. This reduces fragmentation in capital markets and enables more efficient allocation of capital across borders and asset classes.
Powered by the democratization that blockchain enables, SWIC functions as a parabanking layer, an independent financial system built to function without reliance on traditional banks or public institutions. The platform gives users exposure to international financial products and the ability to diversify beyond local markets, institutions, and currencies. This offers a practical hedge against domestic inflation and concentrated exposure to any single financial system, while opening meaningful participation in global economic growth.
Tokenization streamlines processes such as clearing, settlement, and asset servicing. Transactions become faster, more transparent, and less reliant on legacy financial infrastructure, increasing overall system efficiency.
Assets are held directly by users through blockchain-based records, ensuring clear, secure, and auditable ownership. This reduces counterparty risk and strengthens trust in the financial system.